South Carolina Repossession Laws / Recovery Requirements

Quick Answers:


Where do I refer to for Title or License Registration?

For state Title and License Information, refer to:


South Carolina Division of Motor Vehicles

P.O. Box 1498

Columbia, South Carolina 29216


Telephone: (803) 251-2950


Fees for search of records is $0.50.

Security Interests:

Shown on title held by lienholder.


Recording Requirements:

Per the Uniform Commercial Code adopted January, 1968: Must be filed within 10 days in the county where buyer or mortgagor resides; if non-resident, where property is located at time of execution of instrument. The place of recording in the office of the Registrar of Mesne Conveyances; where such office does not exist, with the Clerk of the Court.

Recovery Requirements:

As per the UCC, repossession is allowed and permitted as long as it is peaceful, after a Twenty Day Right to Cure Letter from lienholder to debtor.

Redemption Requirements:

Cure law in effect.

Deficiency Requirements:


Special Motor Vehicle Provisions:

Liens must be recorded on face of the title. (Exclusive method of recording.)

Documents Required to Transfer Ownership of Motor Vehicle:

Title and lien release; repossession affidavit and notarized Power of Attorney.


Documents Required for Liquidation:

Notarized bill of sale, title and repossession affidavit.



Remain with the owner / debtor. does not warrant the accuracy of these laws. The laws listed on are only a starting point for reference, and are not meant to be legal advice or a replacement for legal console. Please consult a repo company in your area, county, or state if you have any questions about repossession service there. All recovery requirements and fees are current as of 2002.

View repo laws at and repossession laws at

Repo Company Directory is the Internet's largest directory of repossession companies and recovery experts. If you need a repo man or repo company, this is the place to find one.

Find a Repo Man is here to help you get the repossession, recovery, and legal support you need, quickly and easily.

Repossession Companies