West Virginia Repossession Laws / Recovery Requirements

Quick Answers:


Where do I refer to for Title or License Registration?

For state Title and License Information, refer to:


West Virginia Department of Motor Vehicles

1600 Washington Street East

Charleston, West Virginia 25311


Telephone: (304) 558-3621


Fee for search of records is $1.00.


The request form can be found here.

Security Interests:

Shown on title held by lienholder.


Recording Requirements:

Must be recorded with the Department of Motor Vehicles.

Recovery Requirements:

As per the UCC, repossession is allowed and permitted as long as it is peaceful, after a Ten (10) Day Right to Cure Letter from lienholder to debtor.

Redemption Requirements:

None permitted after sale.

Deficiency Requirements:

Judgment notes are invalid and deficiencies are permitted of lien instruments so provide. Suit for price does not bar retaking and vice-versa.

Special Motor Vehicle Provisions:

Lien must be recorded on certificate of title to be valid against third parties.

Documents Required to Transfer Ownership of Motor Vehicle:

Title name of lienholder or debtor, affidavit of repossession, Power of Attorney, notarized Bill of Sale, certified copy of instrument, and odometer statement.


Documents Required for Liquidation:

Title, Repossession Affidavit, Bill of Sale, and Odometer Statement.



Remain with the owner / debtor, and are transferable.



QuickRepo.com does not warrant the accuracy of these laws. The laws listed on QuickRepo.com are only a starting point for reference, and are not meant to be legal advice or a replacement for legal console. Please consult a repo company in your area, county, or state if you have any questions about repossession service there. All recovery requirements and fees are current as of 2002.

View repo laws at RepoLaws.info and repossession laws at RepossessionLaws.info

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