Vermont Repossession Laws / Recovery Requirements

Quick Answers:


Where do I refer to for Title or License Registration?

For state Title and License Information, refer to:


Vermont Department of Motor Vehicles

120 State St.

Montpelier, Vermont 05603


Telephone: (802) 828-2000


Fee for search of records is determined by Commissioner.

Security Interests:

Shown on title held by lienholder.


Recording Requirements:

Per the Uniform Commercial Code adopted January, 1967: In the office of the town clerk of the town of residence of the purchasers; if non-resident, in county where property is located.

Recovery Requirements:

As per the UCC, repossession is allowed and permitted as long as it is peaceful.

Redemption Requirements:

Permitted before sale only by curing the breach of the mortgage.

Deficiency Requirements:

Judgment notes are invalid.

Special Motor Vehicle Provisions:

No provisions.

Documents Required to Transfer Ownership of Motor Vehicle:

Registration in lienholder’s name; notarized Power of Attorney, notarized Bill of Sale; repossession affidavit.


Documents Required for Liquidation:

Title, Repossession Affidavit, Bill of Sale and Title with Lien released.



Remain with the owner / debtor, if transferred within five (5) days. If plates are not transferred within five (5) days, the plates must be returned to the Commissioner. does not warrant the accuracy of these laws. The laws listed on are only a starting point for reference, and are not meant to be legal advice or a replacement for legal console. Please consult a repo company in your area, county, or state if you have any questions about repossession service there. All recovery requirements and fees are current as of 2002.

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