Utah Repossession Laws / Recovery Requirements

Quick Answers:


Where do I refer to for Title or License Registration?

For state Title and License Information, refer to:


Utah Motor Vehicle Division

210 North 1950 West

Salt Lake City, Utah 84134


Telephone: (801) 297-7780


Fees for search of records is $0.50.

Security Interests:

Shown on title held by lienholder.


Recording Requirements:

Per the Uniform Commercial Code adopted January, 1966: Must be recorded in county where mortgagor resides; if non-resident, in county where the parties were located at time of execution of document.

Recovery Requirements:

As per the UCC, repossession is allowed and permitted as long as it is peaceful.

Redemption Requirements:

No provisions.

Deficiency Requirements:

Suit for price bars retaking; however, may be allowed after deficiency is established after sale.

Special Motor Vehicle Provisions:

Required filing of a notarized copy of the instrument together with certificate issued last.

Documents Required to Transfer Ownership of Motor Vehicle:

Transfer of ownership by affidavit of repossession may be accomplished only if a lien has been recorded on the outstanding title. The following must be submitted: (a) Outstanding certificate of title, with all liens properly released. (b) An approved affidavit of repossession, from the State of Utah or another state, properly filled in and signed by the lienholder recorded on the certificate of title.


Documents Required for Liquidation:

Title, Repossession Affidavit, and Odometer Statement.



Remain with the owner / debtor, and are transferable.



QuickRepo.com does not warrant the accuracy of these laws. The laws listed on QuickRepo.com are only a starting point for reference, and are not meant to be legal advice or a replacement for legal console. Please consult a repo company in your area, county, or state if you have any questions about repossession service there. All recovery requirements and fees are current as of 2002.

View repo laws at RepoLaws.info and repossession laws at RepossessionLaws.info

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