Tennessee Repossession Laws / Recovery Requirements

Quick Answers:


Where do I refer to for Title or License Registration?

For state Title and License Information, refer to:


Tennessee Motor Vehicle Division

500 Deaderick St.

Nashville, Tennessee 37242


Telephone: (615) 741-3101


Fee for search of records is $2.00.

Security Interests:

Shown on title held by lienholder.


Recording Requirements:

Per the Uniform Commercial Code adopted July, 1964: Must be filed on record in the Registrar’s office in the county where the mortgagor resides; if non-resident, in the county where the property is located.

Recovery Requirements:

As per the UCC, repossession is allowed and permitted as long as it is peaceful.

Redemption Requirements:

Ten (10) day redemption.

Deficiency Requirements:


Special Motor Vehicle Provisions:

Liens must be recorded on title card issued by the Department of Motor Vehicles. Liens not dependent on possession are not valid unless noted on title card.

Documents Required to Transfer Ownership of Motor Vehicle:

Certificate of title with lien release; notarized affidavit of repossession; Bill of Sale and odometer statement.


Documents Required for Liquidation:

Title with lien released, odometer statement, bill of sale, affidavit of sale/repossession.



Remain with the owner / debtor.



QuickRepo.com does not warrant the accuracy of these laws. The laws listed on QuickRepo.com are only a starting point for reference, and are not meant to be legal advice or a replacement for legal console. Please consult a repo company in your area, county, or state if you have any questions about repossession service there. All recovery requirements and fees are current as of 2002.

View repo laws at RepoLaws.info and repossession laws at RepossessionLaws.info

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