Montana Repossession Laws / Recovery Requirements

Quick Answers:


Where do I refer to for Title or License Registration?

For state Title and License Information, refer to:


Title and Registration Bureau
Motor Vehicle Division
Montana Department of Justice
1003 Buckskin Drive
Deer Lodge, MT 59722

Telephone: (406) 846-6000

Security Interests:

Shown on title held by debtor.


Recording Requirements:

Per the Uniform Commercial Code (UCC) adopted in January, 1965: With County Clerk and Recorder of county where property is located. Must be filed with Registrar’s Bureau to be valid against third party creditors.

Recovery Requirements:

As per the UCC, repossession is allowed and permitted as long as it is peaceful, but retaking bars suit for price and vice-versa. Trip permits required on units leaving the county where repossession takes place.


Redemption Requirements:

Ten (10) day redemption.

Deficiency Requirements:

Not allowed if buyer has paid at least one-third of the purchase price and buyer surrenders to seller without expense. Judgment notes are invalid.

Special Motor Vehicle Provisions:

Contract filed with registrar of Motor Vehicles valid against all persons.

Documents Required to Transfer Ownership of Motor Vehicle:

Certificate of Title; affidavit of repossession; notarized release of lien.


Documents Required for Liquidation:

Affidavit of Repossession, Bill of Sale or Title in Lienholder’s name.



Remain with the owner / debtor, and can be transferred to replacement vehicles of the same type. does not warrant the accuracy of these laws. The laws listed on are only a starting point for reference, and are not meant to be legal advice or a replacement for legal console. Please consult a repo company in your area, county, or state if you have any questions about repossession service there. All recovery requirements and fees are current as of 2002.

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