Missouri Repossession Laws / Recovery Requirements

Quick Answers:


Where do I refer to for Title or License Registration?

For state Title and License Information, refer to:


Missouri Motor Vehicle

301 W. High St.

Jefferson City, Missouri 65105


Telephone: (314) 751-4509


Fee for search of records is $3.00.

Security Interests:

Shown on title held by owner of the collateral.


Recording Requirements:

Per the Uniform Commercial Code (UCC) adopted in July, 1965: Ownership documents, lien perfection, security agreement filed by lienholder with Department of Revenue, Bureau of Motor Vehicles.

Recovery Requirements:

As per the UCC, repossession is allowed and permitted as long as it is peaceful, after a Twenty Day Right To Cure Letter from lienholder to debtor. One time cure law in effect in Missouri; all others per contractual agreement.

Redemption Requirements:

Ten (10) days.

Deficiency Requirements:


Special Motor Vehicle Provisions:

Liens are noted on Certificate of Title.

Documents Required to Transfer Ownership of Motor Vehicle:

Assigned Certificate of Title; certified copy of security agreement, affidavit of repossession and notarized Bill of Sale.


Documents Required for Liquidation:

Affidavit of Repossession and Application for Missouri Title.



Remain with the owner / debtor.



QuickRepo.com does not warrant the accuracy of these laws. The laws listed on QuickRepo.com are only a starting point for reference, and are not meant to be legal advice or a replacement for legal console. Please consult a repo company in your area, county, or state if you have any questions about repossession service there. All recovery requirements and fees are current as of 2002.

View repo laws at RepoLaws.info and repossession laws at RepossessionLaws.info

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