Minnesota Repossession Laws / Recovery Requirements

Quick Answers:


Where do I refer to for Title or License Registration?

For state Title and License Information, refer to:


Minnesota Driver and Vehicle Services

445 Minnesota St.

St. Paul, Minnesota 55101


Telephone: (612) 296-6911

TTY: (651) 297-2100


Fee for search of records: By license number supplied: $4.00; By name or serial number: $4.00.

Security Interests:

Shown on title held by lienholder.


Recording Requirements:

With Department of Public Safety in St. Paul.

Recovery Requirements:

As per the UCC, repossession is allowed and permitted as long as it is peaceful.

Redemption Requirements:

Ten (10) day redemption.

Deficiency Requirements:

Judgment notes are valid.

Special Motor Vehicle Provisions:

No provisions.

Documents Required to Transfer Ownership of Motor Vehicle:

Vehicles must be sold in a reasonable commercial manner; notice of sale, affidavit of posting, affidavit of service, report of sale, affidavit of attorney, properly certified to by the office of record in which it is filed. Copy of Conditional Sales contract where applicable. When repossessed – sign off title as seller – do not release lien and affidavit of repossession.


Documents Required for Liquidation:

Affidavit of Repossession, with title signed off as seller. Do not release lien.



Remain with the vehicle.



QuickRepo.com does not warrant the accuracy of these laws. The laws listed on QuickRepo.com are only a starting point for reference, and are not meant to be legal advice or a replacement for legal console. Please consult a repo company in your area, county, or state if you have any questions about repossession service there. All recovery requirements and fees are current as of 2002.

View repo laws at RepoLaws.info and repossession laws at RepossessionLaws.info

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