Quick Answers:

Where do I refer to for Title or License Registration?

For state Title and License Information, refer to:

Transportation Cabinet
Division of Motor Vehicle Licensing
P.O. Box 2014
Frankfort, KY 40602-2014
ATTN: Records Management

Fee for search of records is $2.00.

More information, including the request form, can be found here.

Security Interests:

Shown on title. Title is mailed to and held by debtor. Lienholder holds title lien statement.

Recording Requirements:

Per the Uniform Commercial Code (UCC) adopted in July, 1960: Financing statements are filed with the County Clerk where debtor resides or in county where the vehicle is registered.

Recovery Requirements:

As per the UCC, repossession is allowed and permitted as long as it is peaceful.

Redemption Requirements:

Allowed any time prior to disposition of the collateral by the lienholder.

Deficiency Requirements:

Permitted after sale and if contract so provides. Kentucky has an extremely comprehensive Commercial Code which warrants careful examination in dealing with all matters here.

Special Motor Vehicle Provisions:

No provisions.

Documents Required to Transfer Ownership of Motor Vehicle:

Certified copy of Security agreement, Affidavit of Repossession.

Documents Required for Liquidation:

Title and Affidavit of Repossession.

Plates:

Remain with the vehicle.

QuickRepo.com does not warrant the accuracy of these laws. The laws listed on QuickRepo.com are only a starting point for reference, and are not meant to be legal advice or a replacement for legal console. Please consult a repo company in your area, county, or state if you have any questions about repossession service there. All recovery requirements and fees are current as of 2002.

View repo laws at RepoLaws.info and repossession laws at RepossessionLaws.info