Kansas Repossession Laws / Recovery Requirements

Quick Answers:


Where do I refer to for Title or License Registration?

For state Title and License Information, refer to:


Kansas Division of Vehicles

Docking State Office Building

Topeka, Kansas 66626-0001


Telephone: (913) 296-3621


Fee for search of records is $1.50.

Security Interests:

Shown on title held by lienholder.


Recording Requirements:

Uniform Commercial Code (UCC) in effect. Liens on motor vehicle must be on title.

Recovery Requirements:

Kansas cure law in effect, all others per contractual agreement. As per the UCC, repossession is allowed and permitted as long as it is peaceful, after a 20 day “Right to Cure” letter from lienholder to debtor. (Applicable only once during the term of security agreement.) Not applicable to any “substantial impairment” such as lack of insurance, etc.

Redemption Requirements:

Ten day redemption.

Deficiency Requirements:

Judgment notes are invalid but deficiency is permitted if lien instrument so provides.

Special Motor Vehicle Provisions:

No provisions.

Documents Required to Transfer Ownership of Motor Vehicle:

Title reduced to lienholder’s name — or will accept lien signed off; copy of contract; odometer statement; and notarized Bill of Sale.


Documents Required for Liquidation:

No out of state repossession affidavits are accepted. Repossession affidavit may accompany Kansas title and an application for title together with a certified copy of the Security Agreement to the vehicle.



Remain with the owner / debtor.



QuickRepo.com does not warrant the accuracy of these laws. The laws listed on QuickRepo.com are only a starting point for reference, and are not meant to be legal advice or a replacement for legal console. Please consult a repo company in your area, county, or state if you have any questions about repossession service there. All recovery requirements and fees are current as of 2002.

View repo laws at RepoLaws.info and repossession laws at RepossessionLaws.info

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