Idaho Repossession Laws / Recovery Requirements

Quick Answers:


Where do I refer to for Title or License Registration?

For state Title and License Information, refer to:


Idaho Department of Motor Vehicles

P.O. Box 34

Boise, Idaho 83731


Telephone: (208) 334-8663


Fee for search of records is $4.00.

Security Interests:

Shown on title held by lienholder.


Recording Requirements:

Per the Uniform Commercial Code (UCC) adopted in January, 1968: with the County Recorder of Deeds or the Secretary of State.

Recovery Requirements:

As per the UCC, repossession is allowed and permitted as long as it is peaceful.

Redemption Requirements:

No provisions.

Deficiency Requirements:

In chattel mortgages, only after foreclosure proceedings as provided for by state law. On conditional sales if contract so provides. Confession of judgment clauses valid only on money due or about to become due.

Special Motor Vehicle Provisions:

Lien must appear on title.

Documents Required to Transfer Ownership of Motor Vehicle:

Certificate of Title in lienholder’s name, affidavit of repossession with Bill of Sale completed by lienholder.


Documents Required for Liquidation:

Title, without a signature on the back, and a Repossession Affidavit.



Remain with the owner. “The license plates are your property, they do not go with the vehicle. You may transfer the plates to another vehicle that you buy or already own” from does not warrant the accuracy of these laws. The laws listed on are only a starting point for reference, and are not meant to be legal advice or a replacement for legal console. Please consult a repo company in your area, county, or state if you have any questions about repossession service there. All recovery requirements and fees are current as of 2002.

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