Delaware Repossession Laws / Recovery Requirements

Quick Answers:


Delaware Division of Motor Vehicles

Wilmington: (302) 434 3200
Delaware City: (302) 326 5000
Dover: (302) 744 2500
Georgetown: (302) 853 1000


Are Repossessions Allowed?

Yes, as long as there is no breach of peace.


Security Interests:

Shown on title. Held by lienholder.


Recovery Agent Licensing:

None required at this time.


Redemption Requirements:

Required if you default on the balloon payment.


Deficiency Balance:

The debtor can be liable for any deficiency.


Title State:

Required for all vehicles that are moved or driven on highways. Boats are exempt.



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