Arkansas Repossession Laws / Recovery Requirements

Quick Answers:


Arkansas Department of Finance and Administration – Motor Vehicle

Phone 501-682-4692


Are Repossessions Allowed?

Yes, as long as there is no breach of peace.


Security Interests:

Shown on title. Held by lienholder.


Recovery Agent Licensing:

Issued by the Arkansas towing and recovery board.


Redemption Requirements:

Required before the sale or disposition of collateral.


Deficiency Balance:

There is a 10-day period where the debtor has a right to redeem.


Title State:

Required for all vehicles that are moved or driven on highways. Boats only require registration.



Remain with the debtor / individual. does not warrant the accuracy of these laws. The laws listed on are only a starting point for reference, and are not meant to be legal advice or a replacement for legal console. Please consult a repo company in your area, county, or state if you have any questions about repossession service there. We are not responsible for any inaccuracies or any actions taken by anyone following the information listed here.

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