Arizona Repossession Laws / Recovery Requirements

Quick Answers:


Arizona Department of Transportaion Motor Vehicle Department

Call: 602.255.0072


Are Repossessions Allowed?

Yes, as long as there is no breach of peace.


Security Interests:

Held by the ADOT until satisfied.


Recovery Agent Licensing:

None at this time.


Redemption Requirements:

There is a 10-day period where the debtor has a right to redeem.


Deficiency Balance:

The debtor can be liable for any deficiency.


Title State:

Required for all vehicles that are moved or driven on highways. Boats only require registration.



Remain with the debtor / owner. does not warrant the accuracy of these laws. The laws listed on are only a starting point for reference, and are not meant to be legal advice or a replacement for legal console. Please consult a repo company in your area, county, or state if you have any questions about repossession service there. We are not responsible for any inaccuracies or any actions taken by anyone following the information listed here.

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